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Sunday HeraldMarch 10, 2009

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Reclaim Sir Fred's pension

WHILE there seems to be some confusion over the ability of the UK government to claw back Sir Fred Goodwin's GBP693,000 a year pension, the law already exists for this to be done. Section 91 of the 1995 Pensions Act allows an employer to reduce or refuse a pension if it can prove the person committed a "criminal, negligent or fraudulent act" which damaged the company financially. There is no suggestion Sir Fred has committed fraud or a criminal act, but after leading RBS to a point where it is 70per cent taxpayer-owned, and with losses of over GBP24 billion, "negligent" seems a plausible line for the government to pursue.

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Alex Orr Edinburgh

Our focus must change

GORDON Brown is in denial (Our Broken Banks, March 1). Yes, many banks gambled recklessly, but the credit crunch is just one of the early warnings of the absolute failure of global capitalism to support the world's population.

Tinkering at the edges of the global banking system won't work in the long term. An innovation bank was needed a generation ago and turning Northern...

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